Exclusive Jewellery House • Kathua
Savitri Ornaments
The Elite 12+1 Sparkling Saving Scheme. A systematic gold accumulation model with a 100% 13th month bonus.
Calculate Plan
Systematic Accumulation
Sparkling Savings Matrix
Select Monthly Contribution
Your Outlay (12 Mos)
₹ 60,000
100% Bonus (13th Mo)
₹ 5,000
Total Jewellery Value
₹ 65,000
Yield Evaluation
Bank RD vs Savitri 12+1
₹ 10,000
Traditional Bank RD (~7% p.a.)
Total Invested
₹ 1,20,000
Interest Yield
₹ 4,550
Maturity Payout
₹ 1,24,550
₹ 5,450 Higher Value
Savitri 12+1 Gold Plan
Total Invested
₹ 1,20,000
100% 13th Mo. Bonus
₹ 10,000
Total Jewellery Value
₹ 1,30,000
Scheme Framework
Savitri Ornaments Private Limited
1. Scheme Structure
- Systematic monthly gold saving framework designed exclusively for the purchase of 100% HUID Hallmarked fine jewellery.
- Minimum monthly contribution starts at ₹5,000, scaling in multiples of ₹5,000.
- Upon regular completion of 12 consecutive monthly installments, Savitri Ornaments contributes the full 13th installment (100% bonus).
2. Payment Protocols
- Installments are due every calendar month.
- Accepted secured digital modes: UPI, IMPS/NEFT, Debit/Credit Cards, and Net Banking. Cash transactions remain restricted under compliance norms.
3. Maturity & Exclusions
- Maturity takes effect immediately upon completion of the 12th calendar cycle.
- Total accumulated value (12 months + 1 bonus month) can be redeemed exclusively against fine gold, diamond, and silver jewellery collections at our showroom.
- Important Exclusion: Gold and silver coins, bullion bars, and raw precious metals are strictly NOT eligible for redemption under this 12+1 promotional saving scheme.
Exclusive Jewellery House • Kathua
Savitri Ornaments
The Elite 12+1 Sparkling Saving Scheme. A systematic gold accumulation model with a 100% 13th month bonus.
Calculate Plan
Systematic Accumulation
Sparkling Savings Matrix
Select Monthly Contribution
Your Outlay (12 Mos)
₹ 60,000
100% Bonus (13th Mo)
₹ 5,000
Total Jewellery Value
₹ 65,000
Yield Evaluation
Bank RD vs Savitri 12+1
₹ 10,000
Traditional Bank RD (~7% p.a.)
Total Invested
₹ 1,20,000
Interest Yield
₹ 4,550
Maturity Payout
₹ 1,24,550
₹ 5,450 Higher Value
Savitri 12+1 Gold Plan
Total Invested
₹ 1,20,000
100% 13th Mo. Bonus
₹ 10,000
Total Jewellery Value
₹ 1,30,000
Scheme Framework
Savitri Ornaments Private Limited
1. Scheme Structure
- Systematic monthly gold saving framework designed exclusively for the purchase of 100% HUID Hallmarked fine jewellery.
- Minimum monthly contribution starts at ₹5,000, scaling in multiples of ₹5,000.
- Upon regular completion of 12 consecutive monthly installments, Savitri Ornaments contributes the full 13th installment (100% bonus).
2. Payment Protocols
- Installments are due every calendar month.
- Accepted secured digital modes: UPI, IMPS/NEFT, Debit/Credit Cards, and Net Banking. Cash transactions remain restricted under compliance norms.
3. Maturity & Exclusions
- Maturity takes effect immediately upon completion of the 12th calendar cycle.
- Total accumulated value (12 months + 1 bonus month) can be redeemed exclusively against fine gold, diamond, and silver jewellery collections at our showroom.
- Important Exclusion: Gold and silver coins, bullion bars, and raw precious metals are strictly NOT eligible for redemption under this 12+1 promotional saving scheme.